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If you are investor in shares or engage in stock trading, it would be prudent to utilize any of the reputed international credit check companies to conduct a business credit check on the company that you wish to buy shares from in order to avert economic loss should the assessment reveal problems in the near future. With these accounts, a credit card terminal reads the information on the card for the purchase to determine whether the card can be used for this particular transaction or not. You wouldn't stand on top of your roof and shout out your credit card numbers and other private information for anyone to hear, would you.